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Showing posts with label poor. Show all posts
Showing posts with label poor. Show all posts

Wednesday, December 15, 2021

Why it is Better to Give a Hand Up than a Handout

 

Why it is Better to Give a Hand Up than a Handout


By Mark Winkle

Winkle Institute of Worldwide Economic Stability


I have recently been asked to speak before a group of business executives and corporate CEOs.

I find this interesting and a challenge as most people at the top of a corporation know little to nothing about the inner workings of their business or the financial numbers involved.

As a consultant and ad hoc advisor to many countries in the past I take a long term look at making the best of a bad situation, then creating a long-term strategy which is flexible enough to fit the egos of present and future politicians, as they inherently know little to nothing about the world economy.

Just as a clock maker seeks to find the errant part, I look for causes and effects, and see what has already been attempted by the clumsy oafs in office. Then I set about gathering facts and data and communicating with like minded people that care only about fixing the problem, placing personalities aside.

In working with the Europea Union on their self-inflicted fiscal crisis from 2013 to 2017, I received no credit for my efforts as the solution was not easy or painless. Politicians prefer easy solutions, as do most people, including corporat executives. Out of twenty-eight countries in the EU at the time, only one has failed to improve substantially. That failure was as a result of a change in political leaders from a pragmatist to a socialist. The socialist returned the country to a begger state soon after taking office, undoing two hard year of effort to reduce the country's deficit.

I am a firm believer in the Old Testament scripture that said, “For even when we were with you, this we commanded you: that if any would not work, neither should he eat.” I Thessalonians 3:10. Notice that it doesn't say “cannot work.” Jesus said, “The poor will always be with you.” He didn't say that they should remain poor.

If you provide a person with the opportunity to learn more, thereby giving them the opportunity to earn more, and increase their emotional, financial, and spiritual state, you instill in them the knowledge that wisdom is a valuable asset. If a person is shown how they can contribute to the business at large, and how each individual action in their day, either adds to the company's bottom line or subtracts from it, and how each of those actions affect their income, they become better people at work and at home.

If a person is given the opportunity to earn a trade, rather than being given five or ten dollars at a stop sign, they become better equipped to become a giver instead of just being a taker. While it is easier to write a check, take a vote on which of the millions of charities to support financially, or hand out envelopes of cash at Christmas (which I know many of you did to ease your guilt).

By providing your fellow men and women the opportunity to gain knowledge and learn new information, new ideas, new opportunities to grow as a person, a husband, wife, and help them succeed,

you will see yourself grow as a person as well because you were once a student as well. The gift of knowledge is a gift that keeps on giving.

My son usually comes to me for advice when he has messed something up. He said one day,

“You always have the answer.” I replied, “No, I don't, but I know where to look, and what questions to ask.” “If I don't know anything about the subject I ask a professional in that field.”

The best teachers not only impart knowledge, but they show you how to use that knowledge to improve your life. Unfortunately, our education system in the United States doesn't always do a good job in teaching students how to apply the lessons they learn to real life.

Growing up in a family of seven, my parents found that siblings need their own space. So, we endeavoured to build a garage, a new bedroom, and what became my mother's “storage room” As a teenager, I learned to pour concrete, dig footers, frame, hold my curse words after hitting my hand with a hammer, and put down roofing.

In my children's teenage years, they learned the same lessons from me. While they did not like working for meals, housing, transportation, clothes, and spending cash, they have both helped to rehab their own houses much to my delight and surprise, saving themselves thousands of dollars in the process. I know that while they were learning they would have preferred to watch TV, play video games, or hang out with their friends. But building something solid with your own hands and standing back to see what you have accomplished is always a better use of your time.

I now run a shoestring non-profit called “Please Help Me Now,” ('cause tomorrow's too late). We buy, and rehab derelict houses and sell them to people that can't afford a regular down payment for a house. God willing we will one day go nationwaide. I also do the occasional speaking engagement, no pun intended. If you own your own home, you can help others do the same.

In my research of several large non-profit organizations I have found bloated wages at the top, expensive benefit packages, cars, vacations, paid insurance policies, and the like (most of which were received from corporations like yours). Those excesses could have better been spent on helping individuals improve their lives instead of padding the pockets of those in charge.

Many years ago, I met John Kenneth Galbraith III, who at that time was worth $40 billion dollars. By far the financially wealthiest man in the world. He was also the saddest man in the world. He only saw his four children when they needed money. He had no true friends. He was always trying to find ways to make more money. He missed out on a lot in his lifetime.

He said, “Why should I help anyone else. No one helped me.” If I gave everyone that passed me a $100 it wouldn't help them change their life.” I agreed with that premise, but carried the converation a step further. “What if you gave scholarships to your employees, or initiatives to learn more efficient ways to do their jobs?” He sourly replied, “Just another hand out if you ask me.” I said, “If it comes from your heart and not your wallet, it will make a world of difference to them.”

One day on my travels I was swiftly walking to catch a bus. A homeless man cried out to me, “Please sir, I haven't eaten in three days.” I quickly took the $20 I was going to give another person in need and handed it to him, never breaking my stride.” He shouted after me, “God bless you!” I stopped dead in my tracks and turned around to face him. I said, He just did and he always does.”

Unfortunately, I selfishly didn't stop to ask more questions or help him get shelter, let alone job training. Upon arriving at the bus station I learned that the bus had had engine problems and would be forty five minutes late. I had been given plenty of time to truly meet hi needs.

On a different evening in Louisville, Kentucky, my ride was hours late. So, I went for a walk.

I met upon a man lying drunk in the street who, you guessed it, asked me for money. I asked him, “What do you intend to do with God's money? (As all money comes from God, don'tcha know? )

He replied, well, if I still have it in the morning I plan to get something to eat. “ So, I handed him a sandwich.” I said, “Now what?” He then said, “Well, I guess I'll catch a bus.” ” “Where to?” I asked.

“Well, I don't rightly know” he said.

To that I replied, “A man without a plan or a goal goes nowhere.” “You might as well just lie down in traffic and be done with it.” To this, he got angry and tried to get up to fight me, but he was too drunk. He said, “Do you think I'm suicidal or something?” I said, “Well, you obviously are. You are lying next to a railroad and anything could happen. God's got a strange sense of humor, you know?”

As he go angrier, he said, I'm broke, not stupid. I lost my house, my wife left me and took the kids.” I replied, “So here you are, feeling sorry for yourself.”

Now let me stop for moment and explain something to you. I study people. I love to find out what makes them tick. Now, I'm not a gambling man, but I bet this guy $375 cash money if when I saw him next, he had a job and a place to stay and didn't smell like a brewery, no strings attached. It

would be “his appointment.” God would work out the details. So, about a month later, I happened to be in Louisville, Kentucky again and you guessed it, I took a walk. I almost missed him as he was picking up his belongings and getting ready to walk to his new apartment. He reminded me of my bet and chastised me for “forcing him to clean his act up.” As he didn't like to lose a bet. The man had reconciled with his wife. He had started a job, and had stopped drinking the night he made the bet with me. I handed him $400. He took his leave. I have seen him since and he has helped dozens of others in his situation.

What did it cost me? Nothing. Some of you said $375. It WASN'T MY MONEY.” It was GOD'S Money!

Wednesday, November 17, 2021

Why Giving Money to the Poor Doesn't Help Them

                    I know this is going to be controversial, but I'm going to say it anyway. Giving money to the poor is a waste of money. 


    People are poor for a variety of reasons: laziness, lack of education, lack of transportation, alcoholism. drug addiction, a criminal record, or a family history of the above. Poverty is cyclical. Welfare recipients usually had one or more parents on welfare for an extended period of time. 

    The real problem for those in poverty is a lack of motivation to get out of their economic rut. If a person is standing on a street corner selling drugs or schilling for money from those driving by, they are not motivated enough to change their circumstances, and thus , dig themselves out of poverty. 

    Welfare handouts to the poor do little to solve their self-esteem issues that cause them to remain in their habitual economic situation. At one point in my life I drove a truck for the local Goodwill Industries, Inc. operation. I saw economically and physically challenged people working for minimum wage while the top five people of the organization made away with most of the donated cash. 

    More than 90% of the workers who received government assistance (AFDC, food stamps, etc.)  quit after a few months, as they could receive more money watching television at home than from their labors at Goodwill Industries, Inc. which was supposed to be teaching them job skills. 

    Socialists programs which do no more than provide temporary financial assistance are a waste of taxpayer dollars. Once the money is gone, those in habitual poverty go back to their former station in life. They fail to have the continued motivation to change their lot in life to a higher economic status. 

    College financial aid programs, for instance, that pay for books and tuition, but fail to provide job placement fail because the student has yet to learn to stand on their own. Most college graduates move back home or in with a friend or relative until they find a suitable job because they failed to plan ahead. 

    I once met a man in North Carolina who complained, "Their aren't any jobs around here." My reply was, "There are plenty of jobs in other states. Jobs are only a bus ticket away." He decided that complaining and begging for quarters was a better way to spend his time. 

    Jesus said, "The poor will always be with you."  In fact biblically, if you didn't work, you didn't eat, unless you received alms from those who were charitable enough to help you. Imagine a world in which the lazy were culled. Who then would te liberals buy their votes from? 

    Just as those in poverty waste taxpayer's money on drugs and alcohol, poorly ran government entities such as Amtrak and the US Postal Services who have been on government welfare for years waste the money they receive on pay raises, regulations, vacations, payoffs, and the like. Very little good comes from government assistance. 

    While the handout lasts, the recipients become lazier and lazier. 

    As an international consultant to governments I have seem austere conditions and wastefulness.  Countries that plan ahead for at least ten years fare better when the economy turns than those with deficits abounding, adrift in a flood of wasted drunken spending. 

    Unfortunately, every time a liberal gets into office, they want to buy votes with other people's money. 

    Any economist worth their salt will agree that socialism is a failed economic model. Socialism quickly erodes into an oligarchy with an upper class and a lower class, both supported by the working class. 

    For a country to succeed, those who were elected need to have a long term economic goal. At the present time, I have yet to see any government in the world with a long term economic plan.  Short term fixes work in the short term. But, the don't speak to the root of the problem. 

    The United States in 2020 was energy independent. With the stroke of a pen, an idiot cancelled an oil pipeline and has since caused a fuel shortage, a shipping fiasco, an immigration fiasco, and spiraling inflation, in the soon to be realized failure to usher in an oligarchy in the United States which will be bankrupt on its face. 


Programs that would help the poor:


1. Home ownership - low interest 10-15 year loans to buy and rehab distressed houses

2. Community gardens on vacant lots at no cost

3. Low interest car repair loans

4. paid neighborhood clean-up jobs

5. no property tax for those on a fixed income- social security

6. free college education for all

7. free tutoring for adult education high school programs

8. Job placement services for those coming out of alcohol and drug rehab programs

9. government ownership of hospitals 

10. Term limits for judges, and all holders of political office